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<p><span style="color: var(--color-bg0-text); text-decoration-color: var(--color-bg0-text);">Insurance companies’ blockbuster profits are enriching their billionaire shareholders and CEOs while they delay, deny, and underpay valid claims.</span></p><p><span style="color: var(--color-bg0-text); text-decoration-color: var(--color-bg0-text);"><strong style="color: var(--color-bg0-text); text-decoration-color: var(--color-bg0-text);">Jane Kim will stop insurance companies from jacking up rates, illegal price gouging, and denying valid claims.</strong></span></p>

<h1>Affordable, available <span style="color: var(--color-bg0-text-accent-secondary); text-decoration-color: var(--color-bg0-text-accent-secondary);">insurance for all.</span></h1>

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<p>If you're fed up with the current insurance system and ready for change, we need you with us.</p><p>Sign up here, and we'll be in touch with volunteer opportunities and events.</p><span class="image image-framed image-center image-tilt-left" style="width: 75%;"><span class="image-inner-wrapper"><img src="https://run.imgix.net/86daf947-8fea-4921-83be-74f03c8a9ad0/4cc6a958-e727-4e2b-b42d-2c369aa1b49a/4cc6a958-e727-4e2b-b42d-2c369aa1b49a.jpg?ixlib=js-3.8.0&amp;bri=0&amp;con=0&amp;sat=0&amp;high=0&amp;shad=0&amp;usm=0&amp;rect=301%2C109%2C717%2C744&amp;w=1500" alt="" caption="" align="center" alignwidth="37.5" tiltdirection="left" variant="framed"></span><span class="caption" style="display: none;"></span></span>

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<p>We need insurance to drive to work, buy a home, or open a business.<strong>&nbsp;</strong><span style="color: var(--color-text); text-decoration-color: var(--color-text);">That means </span><span style="color: var(--color-text-accent-secondary); text-decoration-color: var(--color-text-accent-secondary);"><strong style="color: var(--color-text-accent-secondary); text-decoration-color: var(--color-text-accent-secondary);">we need to make insurance affordable and available to all</strong></span>,<strong> </strong>or millions of people will be shut out of our economy.&nbsp;</p><p><span style="color: var(--color-text); text-decoration-color: var(--color-text);">But </span><span style="color: var(--color-text-accent-secondary); text-decoration-color: var(--color-text-accent-secondary);"><strong style="color: var(--color-text-accent-secondary); text-decoration-color: var(--color-text-accent-secondary);">the current insurance system is failing us. </strong></span>We see it in rising premiums and canceled coverage, and we feel it when insurance companies fight our claims every step of the way.</p><p><span style="color: var(--color-text-accent-secondary); text-decoration-color: var(--color-text-accent-secondary);"><strong style="color: var(--color-text-accent-secondary); text-decoration-color: var(--color-text-accent-secondary);">In the wealthiest state in the wealthiest nation, we can do better.</strong></span></p><p>Here’s how:</p>

<h2>Affordable, Available<br><span style="color: var(--color-text-accent-secondary); text-decoration-color: var(--color-text-accent-secondary);">Insurance for All</span></h2>

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<p><strong>[Kim] served as California political director for Bernie Sanders’ 2020 presidential run and is endorsed by Sanders</strong>, the progressive independent senator from Vermont.<strong> </strong>The daughter of Korean immigrants, she attended Stanford and has a law degree from UC Berkeley.</p>

<h4>Your guide to the California insurance commissioner’s race: Who will replace Ricardo Lara?</h4>

<p>We need an Insurance Commissioner with the experience and political courage to fight for what we deserve, not to manage decline. <strong>I am refusing to accept a dime from insurance companies or corporate PACs so that I can be truly independent, and finally turn this office into a watchdog for consumers.&nbsp;</strong></p>

<h4>Op-Ed: Now is the time for Disaster Insurance for All</h4>

<p><span style="color: var(--color-text); text-decoration-color: var(--color-text);"><strong>Californians deserve an Insurance Commissioner independent from industry influence</strong></span>, who refuses insurer money and stands up to corporate abuse. That’s why Senator Bernie Sanders (I-VT), the National Union of Healthcare Workers and Working Families Party are endorsing her campaign.</p>

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<h4>Jane Kim Launches Campaign for California Insurance Commissioner</h4>

<p>A major San Francisco candidate is in the mix: former supervisor Jane Kim. A progressive activist with limited experience in the insurance industry, Kim has nonetheless racked up a long list of endorsements. Two stand out — both <a href="https://www.janekim.org/endorsements">featured prominently</a>&nbsp; on her website and campaign mailers: her longtime ally Sen. Bernie Sanders of Vermont and, surprisingly, state Controller Malia Cohen, a former Board of Supervisors colleague from the other side of the aisle.</p>

<h4>Power Play: She's Back</h4>

<p><span style="color: var(--color-text); text-decoration-color: var(--color-text);">Jane will <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">enforce minimum coverage standards</strong>, create a <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">statewide coverage calculator</strong>, <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">end price discrimination</strong> for auto insurance, and write a plan to provide <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">Medicare for Kids</strong>.</span></p>

<h2>Guaranteed Coverage</h2>

<p>Winning the election, Kim believes, would give her a platform to organize around changing the home insurance market. <strong>Her experience passing legislation on the San Francisco Board of Supervisors and organizing with the Working Families Party offers a road map.</strong></p>

<h4>The Candidate Pitching Single-Payer—for Disaster Insurance</h4>

<p>“Like so many Californians, teachers are dealing with the impacts of rising costs and an economy that feels rigged against working people,” said <strong>David Goldberg, President, California Teachers Association</strong>. “When insurance premiums go up or coverage disappears, it hits our members and their students directly. Jane Kim has a track record of taking on powerful industries to make the system fairer and more affordable for everyone. That’s why we’re proud to endorse her for Insurance Commissioner.”</p>

<h4>California Teachers Association sole endorses Jane Kim</h4>

<p>Candidates divided along clearer lines when Kim brought up one of her campaign goals: to create a public homeowner insurance system, like a single-payer health care system, that would <strong>cover claims from natural disasters instead of relying on private companies to do so</strong>.</p><p>In the current “profit-driven insurance model,” she said, companies keep policies on the homes at less risk of wildfires, but raise premiums and don’t renew coverage for everyone else.</p>

<h4>Three takeaways from California’s insurance commissioner candidate forum</h4>

<p>Kim, an attorney known for her advocacy for free City College, subsidized child care, and affordable housing, has no professional experience in the insurance industry. That outsider status, rather than humbling, may be emboldening her: She is proposing sweeping changes, including <strong>taking on large corporations and creating a universal, publicly run insurance program.</strong></p>

<h4>Jane Kim proposes sweeping changes</h4>

<p>Jane Kim, former SF supervisor and director at the Working Families Party, is running a grassroots campaign…talking about a public option for car insurance, disaster insurance for everyone, and mandatory deadlines on claims. <strong>Nobody else in the race is offering that consumer-based approach. We’re backing Kim.</strong></p>

<h4>SF Bay Guardian endorses Jane Kim for Insurance Commissioner</h4>

<p>Former San Francisco Supervisor Jane Kim is joining the race for California’s Insurance Commissioner with <strong>bold proposals </strong>to get the government even more involved in <strong>making home insurance available and affordable</strong>.</p>

<h4>Progressive former S.F. supervisor joins race for California Insurance Commissioner</h4>

<p>Former San Francisco supervisor Jane Kim officially jumped into the race for insurance commissioner on Wednesday, setting up a test of progressive creds on a statewide political stage at a time when climate change is increasingly hitting pocketbooks.</p><p>“This office has been very under-leveraged, and it could be a <span style="color: var(--color-text); text-decoration-color: var(--color-text);"><strong>powerful platform to put forward a bold agenda for working families</strong></span> and everyday people,” she said.</p>

<h4>Spotlight: Kim Jumps In</h4>

<p>We <strong>need to re-imagine and redesign insurance to work for all of us</strong>. And this means taking on the $3.3 trillion industry, which has been posting <a href="https://newrepublic.com/article/190048/california-insurance-los-angeles-fires">blockbuster profits</a> for shareholders and CEOs. In fact, CEO’s at the 10 largest insurance companies <a href="https://consumerfed.org/press_release/insurance-ceos-get-27-salary-and-bonus-bump-while-consumers-see-premium-hikes-and-non-renewals/">raked in $391 million</a> over the last three years.</p>

<h4>Op-Ed: Insurers’ blockbuster profits enrich shareholders and CEOs, not customers</h4>

<p>Jane plans to provide <span style="color: var(--color-text); text-decoration-color: var(--color-text);"><strong style="color: var(--color-text); text-decoration-color: var(--color-text);">Natural Disaster Insurance for All,</strong> make sure <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">premiums actually pay for claims</strong>, </span>create a public option for <span style="color: var(--color-text); text-decoration-color: var(--color-text);"><strong style="color: var(--color-text); text-decoration-color: var(--color-text);">affordable auto insurance,</strong></span> show<span style="color: var(--color-text); text-decoration-color: var(--color-text);"><strong style="color: var(--color-text); text-decoration-color: var(--color-text);"> how insurance companies spend your money</strong>, and<strong style="color: var(--color-text); text-decoration-color: var(--color-text);"> </strong>invest in <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">safer homes and communities</strong></span>.</p>

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<h2><span style="color: var(--color-text); text-decoration-color: var(--color-text);">Lower Costs</span></h2>

<p>Kim said the commissioner’s role has been underutilized despite its broad authority. She described insurance as a gateway to household stability and long-term wealth accumulation, arguing that market failures now justify stronger public intervention.</p><p>Her campaign centers on <strong>holding insurers accountable while expanding access</strong> for households priced out of coverage.</p>

<h4>Jane Kim enters California insurance commissioner race with public option plan</h4>

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<p><strong>[Jane Kim] toured parts of Tuolumne County on Monday and met with some local leaders to learn more about the region’s growing insurance challenges.</strong></p><p>The day included a tour of the Chinese Camp burn scar impacted by the TCU September Lightning Complex Fire, a visit to the Heartwood Biomass facility on O’Byrnes Ferry Road, and a stop at a private property off Jamestown Road where ongoing fuel reduction work is underway.&nbsp;</p>

<h4>Insurance Commissioner Candidate Tours Tuolomne County</h4>

<p>"Californians want an Insurance Commissioner who will fight to make insurance more affordable and available," said&nbsp;Jane Kim. "<strong>When voters learn about my record fighting for working families, they choose this campaign. We are going to take that message to every corner of this state</strong>."</p>

<h4>In Leaked Poll from Opponent, Jane Kim Shows Commanding Lead in Insurance Commissioner Race</h4>

<p><span style="color: var(--color-text); text-decoration-color: var(--color-text);">Jane will <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">freeze the rates after you file a claim</strong>, penalize delays to <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">speed up payments</strong>, make sure insurers<strong style="color: var(--color-text); text-decoration-color: var(--color-text);"> pay disaster survivors immediately</strong>, launch market conduct examinations to <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">hold bad actors accountable</strong>, and create a public <strong style="color: var(--color-text); text-decoration-color: var(--color-text);">insurer performance dashboard</strong>.</span></p>

<h2>Fast and Fair Claims</h2>

<p>Kim calls out the insurance industry for denying Californians’ claims; Phoong gives Kim her endorsement.</p><p><strong>“When something’s wrong, call Anh Phoong,” Kim says, echoing Phoong’s billboard slogan.</strong></p><p><strong>“And when insurance is looking grim, vote for Jane Kim,” Phoong adds.</strong></p>

<h4>As California election season heats up, Anh Phoong stars in political ad for Jane Kim</h4>

<p><strong>I’ve spent my career taking on powerful interests to make California more affordable. </strong>As a San Francisco Supervisor, I authored and passed California’s first $15 minimum wage, advanced some of the strongest tenant protections in the country and secured tuition-free community college for all San Franciscans.</p>

<h4>Meet the Insurance Commissioner Candidates: Jane Kim</h4>

<p>The Service Employees International Union (SEIU) California today announced the 750,000 – member organization’s endorsement of Jane Kim for Insurance Commissioner.</p><p>"<strong>She has fought with and stood alongside workers for the entirety of her career and will continue to champion working people’s causes</strong>. In our fight for democracy, we know Jane will have the backs of California workers.”</p>

<h4>SEIU California Endorses Jane Kim for Insurance Commissioner</h4>

<p>She wants to establish a policyholder bill of rights that would include timely decisions on claims, clear written explanations for any denial, access to independent appraisal, and documentation of all communications with insurers.</p><p><strong>These things are why Californians established the elected insurance commissioner’s office back in 1991 – to be a consumer champion for Californians. After eight years of Lara’s ineffectiveness, Kim will be a breath of fresh air.</strong></p>

<h4>Bay Area Reporter endorses Jane Kim</h4>

Bernie Sanders trusts Jane Kim to hold the insurance industry accountable and lower costs for California

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